Consumer

Reversed burden of proof below strict circumstances to train early compensation rights of shopper credit- the CJEU in C-326/22 Educated

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Case C-326/22 Z  arose concerning Article 16(1) of Directive 2008/48/EC on shopper credit score and the correct to early mortgage compensation, which gives customers with a proper to repay their mortgage early and to the prices of the mortgage lowered accordingly. The info Six customers assigned to Z their claims concerning 15 shopper credit score contracts that have been … Read more

Current developments in European Shopper Legislation: Monetary companies concluded at a distance in digital age Malik Atif

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In 2023, European lawmakers had been busy bettering the safety of customers in monetary companies. Along with the brand new Directive 2023/2225 on client credit score (on which we reported right here), the regime distance advertising and marketing of monetary service was additionally revamped. The brand new Directive 2023/2673 on monetary companies contracts concluded at … Read more

Current developments in European Shopper Regulation: Unintentionally changing into an obvious producer

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AG Campos Sánchez-Bordona elaborated as we speak on the notion of a producer beneath the Product Legal responsibility Directive (Directive 85/374) within the case Ford Italia (C-157/23). A client on this case bought a Ford Mondeo automobile from Stracciari, Ford’s seller in Italy. The automobile itself was manufactured by Ford WAG, a German firm, which … Read more